Job Description:
• Identify high-impact opportunities to improve credit risk workflows using AI across underwriting, portfolio monitoring, policy interpretation, and collections
• Design and deploy internal AI copilots that help analysts draft credit memos, summarize merchant performance, and interpret key risk signals
• Build tools that automatically generate risk narratives, portfolio commentary, and merchant-level performance summaries
• Partner with Engineering, Data Science, and Product to implement AI-powered tools using structured data, internal APIs, and secure LLM platforms
• Develop prompt frameworks and workflows that combine deterministic risk metrics with AI-generated insights while maintaining explainability and human oversight
• Conduct portfolio analyses to identify merchant performance trends and emerging risk signals
• Redesign risk processes to reduce manual work, automate recurring analysis, and increase analyst productivity
• Collaborate with Credit Risk, Compliance, Engineering and Operations to responsibly deploy and scale AI-enabled workflows
Requirements:
• 5+ years of experience applying analytics, automation, or AI to improve risk or operational workflows in fintech, financial services, or technology
• Experience applying AI or LLM tools to improve analytical workflows, operational processes, or decision support
• Strong analytical skills with the ability to translate portfolio or transactional data into actionable insights
• Advanced proficiency in SQL and Python; experience building dashboards or automated analytics solutions (Looker/Tableau/Hex or similar)
• Familiarity with prompt design, AI-assisted workflows, or automation frameworks integrating structured data with LLM outputs
• Strong communication skills and ability to influence cross-functional stakeholders across Risk, Engineering, Data Science, and Product.
Benefits:
• Competitive compensation and benefits programs
• Health insurance
• 401(k) plan
• Professional development opportunities
• Flexible work arrangements
Apply Now
Apply Now